Your SpendixHub
Wallet Number.
One Account. All Currencies.
Every Spendix user gets a unique SpendixHub Wallet Number — your personal financial identity on the platform. Add GBP, convert to local currencies at real rates, and send money home — all from one secure, KYC-verified wallet.
SpendixHub Wallet
Adaeze Okonkwo
Wallet No: SHB-2024-NG-00142
GBP Balance
£2,450.00
Available to send or convert
NGN
Nigerian Naira
₦1,250,000
GHS
Ghanaian Cedi
GH₵8,420
SpendixHub is an Electronic Money Wallet — not a bank account. Every user receives a unique SpendixHub Wallet Number (e.g. SHB-2024-NG-00142) which is their personal financial identity on the platform. Your GBP balance is held and safeguarded by our FCA-authorised banking partners under the Electronic Money Regulations 2011.
One wallet number. Everything you need.
Your SpendixHub Wallet Number is your personal financial identity on Spendix. Add GBP, convert to local currencies, and send money home — all from one verified wallet.
GBP Wallet
Your primary Spendix balance in British Pounds. Add money from any UK bank, debit card, or bank transfer.
Add Money
Top up your GBP balance via bank transfer, debit card, or link your Barclays, Lloyds, HSBC, Starling or Monzo account.
Convert Currency
Convert your GBP to local currencies (NGN, GHS, ZMW, ZWL, PKR, INR) at real mid-market rates — instantly.
Send Money
Send from your GBP balance or converted local currency balance directly to a recipient's bank or mobile money account.
Top up your GBP balance
Add money to your SpendixHub GBP balance using any of the methods below. Once your balance is funded, you can convert to local currencies and send money home instantly.
Bank Transfer
Transfer from any UK bank account to your Spendix sort code & account number
Debit Card
Instant top-up using your Visa or Mastercard debit card
Open Banking
Link Starling, Monzo, Barclays, HSBC, Lloyds and more for instant transfers
Convert at real rates
Convert your GBP balance to any supported local currency at the real mid-market rate. Then send directly from your converted balance — or keep it in your wallet for later.
Example conversion
You send
£500
GBP Balance
Recipient gets
₦1,020,750
NGN · Rate: 2,041.50
KYC — Know Your Customer
To comply with UK financial regulations and protect all users, every SpendixHub account requires identity verification before sending or receiving money. It takes less than 3 minutes.
Personal Details
Provide your full legal name, date of birth, nationality, and UK address.
Identity Document
Upload a clear photo of your passport, national ID card, or UK driving licence.
Selfie Verification
Take a live selfie to match against your ID document. Powered by automated facial recognition.
Verified & Active
Most verifications are approved within minutes. You'll receive a confirmation email once your account is active.
Your data is secure
All identity documents are encrypted and processed in compliance with GDPR and UK data protection law. We never share your data with third parties without your consent.
Choose your SpendixHub wallet
Every account comes with a unique SpendixHub Wallet Number — your financial identity on the platform.
Personal SpendixHub Wallet
For individuals. You'll receive a unique SpendixHub Wallet Number (e.g. SHB-2024-NG-00142) — your personal financial identity for sending money home, managing balances, and accessing student services.
Open your SpendixHub wallet today
Free to open. No monthly fees. Get your unique SpendixHub Wallet Number in minutes and start sending money home today.
Get Started Free