Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.Spendix Technology Limited is an Electronic Money Institution (EMI) — not a bank. All payment services are conducted via FCA-authorised banking and fintech partners.
Cross-Border Money Transfer

Send Money Home.
Real Rates. Real Fast.

Transfer GBP to Nigeria, Ghana, Zambia, Zimbabwe, Pakistan, India and more — at the real mid-market exchange rate, with no hidden markups and fees from just £0.99.

Live Exchange Rates

Where we send money

Rates updated in real time. What you see is what your recipient gets.

🇬🇧 GBP🇳🇬 NGN

2,041.50

GBP → NIGERIA rate

< 2 minsFee: £1.99
Send to Nigeria
🇬🇧 GBP🇬🇭 GHS

18.42

GBP → GHANA rate

< 5 minsFee: £1.49
Send to Ghana
🇬🇧 GBP🇿🇲 ZMW

34.87

GBP → ZAMBIA rate

< 10 minsFee: £2.49
Send to Zambia
🇬🇧 GBP🇿🇼 ZWL

4,312.00

GBP → ZIMBABWE rate

< 15 minsFee: £2.99
Send to Zimbabwe
🇬🇧 GBP🇵🇰 PKR

392.15

GBP → PAKISTAN rate

< 5 minsFee: £1.99
Send to Pakistan
🇬🇧 GBP🇮🇳 INR

107.23

GBP → INDIA rate

< 2 minsFee: £0.99
Send to India
Why Spendix

Better than the bank. Better than the rest.

Real Mid-Market Rate

We use the real exchange rate — the same one you see on Google. No inflated rates, no hidden spread.

Instant Delivery

Most transfers arrive in under 5 minutes via mobile money. Bank transfers typically same-day.

FCA-Compliant Model

Your money is processed through FCA-authorised banking partners. Safe, regulated, and compliant.

6 Corridors & Growing

Nigeria, Ghana, Zambia, Zimbabwe, Pakistan, India — with more countries being added regularly.

No Hidden Fees

One small flat fee shown upfront. No surprises when your recipient collects their money.

24/7 Support

Our team is available around the clock via WhatsApp to help with any transfer questions.

Simple Process

How it works

01

Create Your Account

Sign up free in minutes. Verify your identity once — then send as often as you like.

02

Enter Amount & Destination

Choose how much to send and which country. See the real exchange rate and exact fee upfront.

03

Add Recipient Details

Enter your recipient's name and mobile money number or bank account.

04

Confirm & Send

Review everything, confirm, and your money is on its way — typically in under 5 minutes.

Ready to send money home?

Join thousands of diaspora families already using Spendix. Sign up free — no monthly fees.