One Account.
Every Currency.
Hold GBP alongside Naira, Cedis, Kwacha and more — all in one Spendix account. Convert between currencies at real rates, receive payments in any direction, and manage your money across borders.
Currencies you can hold
All accounts include GBP. Add any of the currencies below to your wallet.
GBP
British Pound
Your primary UK account
NGN
Nigerian Naira
Receive & hold Naira
GHS
Ghanaian Cedi
Receive & hold Cedis
ZMW
Zambian Kwacha
Receive & hold Kwacha
ZWL
Zimbabwean Dollar
Receive & hold ZWL
PKR
Pakistani Rupee
Receive & hold Rupees
INR
Indian Rupee
Receive & hold Rupees
Everything in one place
Instant Currency Conversion
Convert between any of your held currencies at real mid-market rates, any time.
Receive Payments Both Ways
Get paid in GBP from UK clients and in local currency from family or business partners abroad.
UK Bank Integration
Link your Barclays, Lloyds, HSBC, Starling or Monzo account to top up your GBP wallet instantly.
Secure & Regulated
All funds processed through FCA-authorised banking partners. Your money is always protected.
My Accounts
GBP
British Pounds
£2,450.00
NGN
Nigerian Naira
₦1,250,000
GHS
Ghanaian Cedi
GH₵8,420.50
Quick Convert
£100 → ₦204,150
Built for diaspora life
No Monthly Fees
Open and maintain your multi-currency account completely free. No minimum balance required.
Real Exchange Rates
Convert at the mid-market rate — the same rate banks use between themselves. No spread markup.
Instant Transfers
Move money between your currency wallets instantly, 24/7, from the app or web dashboard.
Open your multi-currency account today
Free to open. No monthly fees. Real exchange rates. Start in minutes.
Get Started Free